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Shop where you want. Pay in monthly installments.

Make a big purchase from thousands of businesses who sell with Square. Pay it off with monthly payments that fit your budget.

Take it home today, in three easy steps:

1. Apply in store or at home.
For purchases starting at $150, answer a few short questions to see if you’re eligible.

2. Choose the right plan for you.
See all of the costs up front, with total clarity. Then pick the plan that fits your budget.

3. Make it yours.
If you’re approved, you’ll instantly get a digital card to pay for your purchase. It’s that easy.

Plans that flex to fit your life.

Got a major life event with a large price tag? Celebrate without any headaches—then choose the monthly installment option that best suits your budget.

What you see is what you pay.

Ready to renovate? Rest easy—Square Installments gives you total clarity so you won’t be surprised by early payment fees or deferred interest in itty-bitty font.

Considering a $2,100 purchase? Here’s an example monthly payment plan:

Rates range from 0-30% APR with a waivable down payment, based on credit and other factors.* So based on the plan you choose, your monthly payments could be:

3 Monthly Payments


Per month


Total cost (5% APR)

6 Monthly Payments


Per month


Total cost (15% APR)

12 Monthly Payments


Per month


Total cost (15% APR)

Installment plans, from the people who created Square.

You know Square as the little white credit card reader that plugs into a smartphone so your favorite food truck or boutique can accept payments on the go. Now, through Square Capital, you can get access to flexible monthly installments while you shop at the places you love.

Contact Us

Already a Square Installments customer? View Dashboard

*All loans through the Square Installments program are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC, located in Salt Lake City, UT. Merchant is an independent third party from Celtic Bank, Square, Inc., and Square Capital, LLC. 10% down payment required but may be waived for qualifying applicants. Loans are subject to credit approval. Visit here for eligibility and program information.