Shop where you want. Pay in monthly installments.

Make a big purchase from thousands of businesses who sell with Square. Pay it off on a monthly plan that fits your budget.

Take it home today, in three easy steps:

1. Apply in store or at home.
For purchases of $250–$10,000, answer a few short questions to see if you’re eligible.

2. Choose the right plan for you.
See all of the costs up front, with total clarity. Then pick the plan that fits your budget.

3. Make it yours.
If you’re approved, you’ll instantly get a digital card to pay for your purchase. It’s that easy.

Plans that flex to fit your life.

Got a major life event with a large price tag? Celebrate without any headaches—then choose the monthly installment plan that best suits your budget.

What you see is what you pay.

Ready to renovate? Rest easy—our plans give you total clarity so you won’t be surprised by early payment fees or deferred interest in itty-bitty font.

Considering a $2,000 purchase? Here’s an example monthly payment plan:

Rates range from 0–24% APR, based on credit and other factors. So based on the plan you choose, your monthly payments are:

3 Monthly Payments

Per month
Total cost (4% APR)

6 Monthly Payments

Per month
Total cost (14% APR)

12 Monthly Payments

Per month
Total cost (16% APR)

Installment plans, from the people who created Square.

You know Square as the little white credit card reader that plugs into a smartphone so your favorite food truck or boutique can accept payments on the go. Now, through Square Capital, we’re bringing installment payment plans to shoppers like you.

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Already a Square Installments customer? View Dashboard

Merchant is an independent third party from Square, Inc. and Square Capital, LLC. All loans are issued by Square Capital, LLC, a wholly owned subsidiary of Square, Inc., d/b/a Square Capital of California, LLC in FL, GA, MT, and NY. Loans are available to AZ, CA, CO, CT, FL, GA, IL, KY, LA, MA, MI, NC, NJ, NY, OR, PA, TN, TX, UT, VA, and WA residents only. Borrower must be a U.S. citizen or permanent resident and at least 18 years old. Valid U.S. non-prepaid debit card and Social Security Number are required. Loans are available for purchases of $250 to $10,000 and are payable in 3, 6, or 12 month installment options with minimum payments due each month. The amount financed will be based on the purchase total, but in any event will not exceed the maximum approved loan amount. Available annual percentage rate (APR) ranges are from 0% to 24%. Maximum APR of 18% applies to CA, FL, TX, CO, MA, and LA, 16% applies to GA, NY, and NC residents, and 12% to VA residents. 0% APR is only available for qualifying applicants electing a 3-month installment option. Your monthly payment amounts will depend on the repayment term length you select, the amount of your purchase, and your APR. The expected interest and repayment amounts assume you will make all payments in full on the scheduled installment due dates. Late payments or payments of less than the full amount due may result in higher interest charges and repayment amounts. All loans are subject to credit approval and the rate individual borrowers qualify to receive may vary based on individual credit history and other factors. For more information on eligibility and program information, visit here. Legal information for Square Capital, LLC can be found here. Square Capital, LLC NMLS ID: #1473167 (